rollovers

Traditional IRA Roth IRA ~~Rollovers~~ Get Started

Is a Rollover IRA Right For You
Rollover IRAs allow you to roll over employer-sponsored retirement plan assets rather than taking a lump sum distribution. Earnings are able to grow tax-deferred, and distributions are typically taxable in the year distributed. A Rollover IRA also gives you the option of rolling assets back into an employer-sponsored retirement plan at a later date. To help you make a better informed decision on whether or not a Rollover IRA is suitable for you, review the key features table below.

Should you convert your Traditional IRA to a Roth IRA?
Converting a Traditional IRA to a Roth IRA may make sense, but it's not for everyone. The many rules and regulations governing both types of investments can make this decision a complex one. Please consult your tax advisor to discuss your specific needs.

Key Features of a ROLLOVER ira

Feature	Description
Eligibility	You are eligible if you leave a job or receive a retirement plan distribution and you want to keep eligible retirement savings in a tax-deferred account.

Maximum Annual Contribution Limit	There is no limit to the amount you can transfer into a Rollover IRA.

Catch-up Contributions	Not applicable.

Tax Advantage	Rollover contributions and earnings receive tax-deferred treatment, with no penalties or tax consequences until withdrawal.

Tax Deductibility	None.

Distributions	Required minimum distributions must start at age 70½.

Withdrawals	There is a 10% penalty if withdrawn before age 59½ unless the withdrawal is for: Death or disability of account owner. Part of a series of substantially equal periodic payments. Certain major medical expenses. Medical insurance premiums after the IRA owner has received unemployment compensation for more than 12 weeks. Qualified first time home purchase. Qualified higher education expenses. IRS levy.

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IRA ROLLOVER
If you are leaving a job, or are soon to retire, the costs of cashing out of your retirement plan could be substantial. Keep your retirement assets working for you by learning about the benefits of an PNC Funds IRA Rollover.

IRA Rollover

Downloads

Traditional IRA Kit
Roth IRA Kit

NOT FDIC INSURED | NO BANK OR FEDERAL GOVERNMENT GUARANTEE | MAY LOSE VALUE

You should consider the investment objectives, risks, charges and expenses of the PNC Funds carefully before investing. A prospectus may be downloaded and viewed with this and other information about the Funds or may be obtained by contacting an investment professional or by calling 1-800-622-FUND (3863). Please read it carefully before you invest or send money.

PNC Capital Advisors, LLC, a subsidiary of The PNC Financial Services Group Inc., serves as investment adviser and co-administrator to PNC Funds and receives fees for its services. Shares of PNC Funds are distributed by Professional Funds Distributor, LLC (PFD), 760 Moore Road, King of Prussia, PA 19406. PFD is not affiliated with PNC and is not a bank.

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